ADVANTAGES :
Protection from Viruses
The greatest and most obvious advantage to installing anti-virus software on your computer is that it will prevent you from getting viruses such as trojans, malware and spyware. Viruses range in severity from the harmless to the downright system crippling. Not only can a virus destroy all of the valued data on your computer, it can make the computer utterly worthless by infecting and destroying processes vital to your computer's performance.
Protecting Personal Information
Hackers and viruses go hand in hand. A good anti-virus program will protect you while you surf the Internet, preventing hackers from gaining access to personal things such as credit card information and bank account access. The firewall feature included with most anti-virus software will block any unauthorized incoming connections to your network or computer, preventing hackers from digging their hooks into your life and your computer.
Thursday, 28 August 2014
advantages and disadvantages of EFT
Advantages
There are numerous advantages of mutual funds and ETFs. Below are a few: Diversification One ETF can give exposure to a group of equities, market segments or styles. In comparison to a stock, the ETF can track a broader range of stocks, or even attempt to mimic the returns of a country or a group of countries. For example, you could focus on Brazil, Russia, India and China in a BRIC ETF. Mutual funds can be diversified as well, but the ETF has lower fees and trades more like an equity investment. Lower Fees Compared to Managed Funds ETFs, which are passively managed, have much lower expense ratios compared to other managed funds. A mutual fund's expense ratio is usually higher due to costs such as: a management fee, shareholder accounting expenses at the fund level, service fees like marketing, paying a board of directors, and load fees for sale and distribution. Trades Like a Stock Although the ETF might give the holder the benefits of diversification, it still trades like a stock.
Disadvantages
May Be Limited to Larger Companies In some countries, investors might be limited to large-cap stocks due to a narrow group of stocks in the market index. Only including larger stocks will limit the available exposure to mid- and small-cap companies. This could leave potential growth opportunities out of the reach of ETF investors. Intraday Pricing Might Be Overkill Longer-term investors could have a time horizon of 10 to 15 years, so they may not benefit from the intraday pricing changes. Some investors may trade more due to these lagged swings in hourly price. A high swing over a couple hours could induce a trade where pricing at the end of the day could keep irrational fears from distorting an investment objective. Bid-Ask Spread Can Be Large As more niche ETFs are created you might actually find an investment in a low volume index. This could result in a high bid/ask spread. You might find a better price investing in the actual stocks (usually large institutional investors) or maybe even a managed fund.
There are numerous advantages of mutual funds and ETFs. Below are a few: Diversification One ETF can give exposure to a group of equities, market segments or styles. In comparison to a stock, the ETF can track a broader range of stocks, or even attempt to mimic the returns of a country or a group of countries. For example, you could focus on Brazil, Russia, India and China in a BRIC ETF. Mutual funds can be diversified as well, but the ETF has lower fees and trades more like an equity investment. Lower Fees Compared to Managed Funds ETFs, which are passively managed, have much lower expense ratios compared to other managed funds. A mutual fund's expense ratio is usually higher due to costs such as: a management fee, shareholder accounting expenses at the fund level, service fees like marketing, paying a board of directors, and load fees for sale and distribution. Trades Like a Stock Although the ETF might give the holder the benefits of diversification, it still trades like a stock.
Disadvantages
May Be Limited to Larger Companies In some countries, investors might be limited to large-cap stocks due to a narrow group of stocks in the market index. Only including larger stocks will limit the available exposure to mid- and small-cap companies. This could leave potential growth opportunities out of the reach of ETF investors. Intraday Pricing Might Be Overkill Longer-term investors could have a time horizon of 10 to 15 years, so they may not benefit from the intraday pricing changes. Some investors may trade more due to these lagged swings in hourly price. A high swing over a couple hours could induce a trade where pricing at the end of the day could keep irrational fears from distorting an investment objective. Bid-Ask Spread Can Be Large As more niche ETFs are created you might actually find an investment in a low volume index. This could result in a high bid/ask spread. You might find a better price investing in the actual stocks (usually large institutional investors) or maybe even a managed fund.
top and the best 10 computer antivirus software 2013
10) Avast! Pro Antivirus 7
avast! Pro Antivirus employs complete virtualization technology which increases your protection. It has the ability to run any application in the virtual Sandbox environment,which prevents attackers accessing your PC. What’s more, the avast! SafeZone™ gives you an isolated desktop Fortress for even more sensitive operations.
Prevent interruptions
Automatically Detect full-screen applications with Silent/Gaming mode, to disable pop-ups and other Notifications without compromising security.
Keep unwanted scripts away
Our Script Shield detects malevolent scripts hidden in web pages and prevents them from hijacking and damaging your computer, while our Web Shield scans all visited web pages, downloaded files, and java scripts.
9) Webroot Secure Anywhere Antivirus 2013 Webroot SecureAnywhere Antivirus is an anti malware software which stops the viruses and worms that exist in order to infect other computers, but it also protects you during web surfing sessions by blocking harmful websites and ip addresses. And it has the ability to take down spyware that tries to deceive you or exploit vulnerabilities in operating systems. Spyware steals information about you and sends it to someone else. Some spyware is fairly benign. Adware, for example, watches you in order to tailor advertisements based on your habits. Adware can also happen with your consent if you opt to use a free service that involves accepting ads. Another less-lethal form of spyware is the tracking cookie. Advertising companies will install cookies on your computer in response to you clicking on ads. Unless you delete it, the advertiser will know when you visit a site with its ads. Ease of Setup/Use This antivirus software reflects sound design which enables the user an good interface and makes it easy to use and it combines with the window’s interface and takes advantage of Windows features to promote ease of use. System Performance Webroot SecureAnywhere Antivirus disinfects malware in a couple of ways. It scans data and blocks viruses that it detects. And it removes malware that is already lodged in a computer. You can tell it to scan your PC according to a schedule that you select. It looks at the Windows registry, operating system files and applications to give you a list of threats.
8) G Data AntiVirus 2013 G Data AntiVirus is one of the best antivirus software products. It supports a high level of security and it is easy to use when compared with the rest of the Antivirus programs. In G Data AntiVirus , Antivirus and antispyware protection are combined with web protection which secures your web surfing sessions. The software protects from online and offline threats which includes phishing scams, dialers, adware, malicious scripts, Trojans, rootkits and worms. Effectiveness : G Data uses two distinct virus scanners. It performs well with third-party testers. AV Comparatives found the software to be in tip-top shape. While the software wasn’t the fastest when compared with the rest , the 10.6MB/sec scanning speed was more than adequate, and G Data came away with the highest total detection rate: an almost perfect score of 99 percent.
7) AVG Anti-Virus 2013 AVG Anti-Virus software is an effective performer with all necessary features. When compared with other antiviruses It scores high in tests which is conducted independently at software testing labs. It maintains a database of known threats so that it can block them when a threat is found, and it uses cloud technology to quickly deploy defenses against zero-day threats almost as quickly as the hackers can hatch them. It understands how to protect you and warn you against internet attacks. And it protects you in social networking contexts.
6) F-Secure Anti-Virus 2013 F-Secure Anti-Virus is among the best antivirus software programs because of it’s easy to use interface. It is streamlined, fast and effective and light weight. With advanced protection technology and additional integrated security features, F-Secure protects against viruses, spyware, worms and Trojans. F-Secure can also locate and eliminate certain threats which are not identified by other antiviruses such rootkits. This antivirus software monitors and protects against viruses which are spread through emails, cookies or malware that attempts to modify the PC registry.
5) Norton AntiVirus 2013 Norton AntiVirus is one of the best antivirus software developed by Symantec. It protects the computer system against viruses, worms, bots and spyware. The main advantage of Norton AntiVirus is it’s ability to use and easy installation. It scans quickly. And they got a wonderful customer support every day at any hour. Extensive testing by AV-Test labs in Germany reveals that Norton Antivirus competes at the head of the class in terms of its ease of use, it has the ability to protect against malware and ability to disinfect machines that are already infected. It’s one of the best. Help & Support: They got a wonderful customer support every day at any hour. Extensive testing by AV-Test labs in Germany reveals that Norton Antivirus competes at the head of the class in terms of its ease of use, it has the ability to protect against malware and ability to disinfect machines that are already infected. It’s one of the best. Ease of Use: Norton AntiVirus 2013 software is easy to use. Every normal users or the overly cautious type should have no problem using the program manually and monitoring performance. More importantly, beginners and users who just need the software to work without much intervention will also have no trouble.
4) Avira Antivirus Premium 2013 I personally recommend Avira antivirus software, it protects us from malware and its various forms (dialers, spyware, rootkits, worms, adware and malicious scripts). It includes advanced protection system which protects us from a number of online threats, including phishing scams and drive-by downloads. Avira Antivirus Premium also has an integrated email scanner which checks for viruses and other malware in sent and received emails. Ease of Installation: The main reason why i prefer Avira Antivirus is because Setting up the software is simple, and will have you up to date and running your first scans in no time. Avira isn’t just one of the best effective antivirus software products, it is also one of the most efficient. AV Comparatives’ test of scanning speed clocked Avira Antivirus Premium at the high scanning rate of 17MB/second. Updates: Avira provides timely updates aren’t just essential for security, but also efficient and less invasive. The updates are small and regular which protects our systems from all latest viruses out on the web. Help & Support: The online support for Avira is excellent You will be able to find additional support in the support forum of avira. Unfortunately, Avira doesn’t offer help through email or online live chat, and there isn’t a U.S.-based phone number.
3) Kaspersky Anti-Virus 2013 Kaspersky Anti-Virus protects your computer from bots, worms, Trojans, rootkits, spyware and viruses. It also detects all new threats and prevents them from injecting it into your system. The software includes real-time security when you surf the web, communicate via email or IM, and download, access and open files. And the main thing about Kaspersky is it’s interface which is effectively organized. You can set your preferences and let the software protect your computer without constantly monitoring it. Help & Support: Kaspersky offers great and the best support comparing with the rest antiviruses. Technical support comes in the form of a searchable online knowledge base FAQs, product manuals and there an active user forum. You can easily access these resources directly from the software itself.
2) Bitdefender Antivirus Plus 2013 Bitdefender Antivirus Plus stands at the second place . Bitdefender Antivirus Plus Offers effective security and simple usability, it uses resources effectively. It is a top-tier antivirus software with a superior protection and performance if you’re an advanced user looking to control the whole process manually or an average user who simply wants to set-and-forget solution in both cases this Antivirus supports . This antivirus software provides protection and peace of mind without slowing down your PC performance. Ease of Installation: Installation of Bitdefender Antivirus Plus is quick and includes step-by-step instructions. The process includes a pre-installation scan and doesn’t require a reboot before you’re up and running. The user interface is elegant and minimalistic. One of the noticable funtion of Bitdefender Antivirus Plus is the drag and drop modules function to perform actions directly from the main window.
1) Comodo Internet Security Plus 2013 Comodo Internet Security Plus from Comodo Group is the best among this list this antivirus frustrates the hacker community. In general, it has the ability to scan every firewall programs it can scan, filter, block and stealth ports, making it difficult for cyber criminals to access the private information on any personal computer. Since the Windows operating systems come with some form of firewall as part of the system, it’s up to users to determine if that is sufficient to the task of ultimate protection.
9) Webroot Secure Anywhere Antivirus 2013 Webroot SecureAnywhere Antivirus is an anti malware software which stops the viruses and worms that exist in order to infect other computers, but it also protects you during web surfing sessions by blocking harmful websites and ip addresses. And it has the ability to take down spyware that tries to deceive you or exploit vulnerabilities in operating systems. Spyware steals information about you and sends it to someone else. Some spyware is fairly benign. Adware, for example, watches you in order to tailor advertisements based on your habits. Adware can also happen with your consent if you opt to use a free service that involves accepting ads. Another less-lethal form of spyware is the tracking cookie. Advertising companies will install cookies on your computer in response to you clicking on ads. Unless you delete it, the advertiser will know when you visit a site with its ads. Ease of Setup/Use This antivirus software reflects sound design which enables the user an good interface and makes it easy to use and it combines with the window’s interface and takes advantage of Windows features to promote ease of use. System Performance Webroot SecureAnywhere Antivirus disinfects malware in a couple of ways. It scans data and blocks viruses that it detects. And it removes malware that is already lodged in a computer. You can tell it to scan your PC according to a schedule that you select. It looks at the Windows registry, operating system files and applications to give you a list of threats.
8) G Data AntiVirus 2013 G Data AntiVirus is one of the best antivirus software products. It supports a high level of security and it is easy to use when compared with the rest of the Antivirus programs. In G Data AntiVirus , Antivirus and antispyware protection are combined with web protection which secures your web surfing sessions. The software protects from online and offline threats which includes phishing scams, dialers, adware, malicious scripts, Trojans, rootkits and worms. Effectiveness : G Data uses two distinct virus scanners. It performs well with third-party testers. AV Comparatives found the software to be in tip-top shape. While the software wasn’t the fastest when compared with the rest , the 10.6MB/sec scanning speed was more than adequate, and G Data came away with the highest total detection rate: an almost perfect score of 99 percent.
7) AVG Anti-Virus 2013 AVG Anti-Virus software is an effective performer with all necessary features. When compared with other antiviruses It scores high in tests which is conducted independently at software testing labs. It maintains a database of known threats so that it can block them when a threat is found, and it uses cloud technology to quickly deploy defenses against zero-day threats almost as quickly as the hackers can hatch them. It understands how to protect you and warn you against internet attacks. And it protects you in social networking contexts.
6) F-Secure Anti-Virus 2013 F-Secure Anti-Virus is among the best antivirus software programs because of it’s easy to use interface. It is streamlined, fast and effective and light weight. With advanced protection technology and additional integrated security features, F-Secure protects against viruses, spyware, worms and Trojans. F-Secure can also locate and eliminate certain threats which are not identified by other antiviruses such rootkits. This antivirus software monitors and protects against viruses which are spread through emails, cookies or malware that attempts to modify the PC registry.
5) Norton AntiVirus 2013 Norton AntiVirus is one of the best antivirus software developed by Symantec. It protects the computer system against viruses, worms, bots and spyware. The main advantage of Norton AntiVirus is it’s ability to use and easy installation. It scans quickly. And they got a wonderful customer support every day at any hour. Extensive testing by AV-Test labs in Germany reveals that Norton Antivirus competes at the head of the class in terms of its ease of use, it has the ability to protect against malware and ability to disinfect machines that are already infected. It’s one of the best. Help & Support: They got a wonderful customer support every day at any hour. Extensive testing by AV-Test labs in Germany reveals that Norton Antivirus competes at the head of the class in terms of its ease of use, it has the ability to protect against malware and ability to disinfect machines that are already infected. It’s one of the best. Ease of Use: Norton AntiVirus 2013 software is easy to use. Every normal users or the overly cautious type should have no problem using the program manually and monitoring performance. More importantly, beginners and users who just need the software to work without much intervention will also have no trouble.
4) Avira Antivirus Premium 2013 I personally recommend Avira antivirus software, it protects us from malware and its various forms (dialers, spyware, rootkits, worms, adware and malicious scripts). It includes advanced protection system which protects us from a number of online threats, including phishing scams and drive-by downloads. Avira Antivirus Premium also has an integrated email scanner which checks for viruses and other malware in sent and received emails. Ease of Installation: The main reason why i prefer Avira Antivirus is because Setting up the software is simple, and will have you up to date and running your first scans in no time. Avira isn’t just one of the best effective antivirus software products, it is also one of the most efficient. AV Comparatives’ test of scanning speed clocked Avira Antivirus Premium at the high scanning rate of 17MB/second. Updates: Avira provides timely updates aren’t just essential for security, but also efficient and less invasive. The updates are small and regular which protects our systems from all latest viruses out on the web. Help & Support: The online support for Avira is excellent You will be able to find additional support in the support forum of avira. Unfortunately, Avira doesn’t offer help through email or online live chat, and there isn’t a U.S.-based phone number.
3) Kaspersky Anti-Virus 2013 Kaspersky Anti-Virus protects your computer from bots, worms, Trojans, rootkits, spyware and viruses. It also detects all new threats and prevents them from injecting it into your system. The software includes real-time security when you surf the web, communicate via email or IM, and download, access and open files. And the main thing about Kaspersky is it’s interface which is effectively organized. You can set your preferences and let the software protect your computer without constantly monitoring it. Help & Support: Kaspersky offers great and the best support comparing with the rest antiviruses. Technical support comes in the form of a searchable online knowledge base FAQs, product manuals and there an active user forum. You can easily access these resources directly from the software itself.
2) Bitdefender Antivirus Plus 2013 Bitdefender Antivirus Plus stands at the second place . Bitdefender Antivirus Plus Offers effective security and simple usability, it uses resources effectively. It is a top-tier antivirus software with a superior protection and performance if you’re an advanced user looking to control the whole process manually or an average user who simply wants to set-and-forget solution in both cases this Antivirus supports . This antivirus software provides protection and peace of mind without slowing down your PC performance. Ease of Installation: Installation of Bitdefender Antivirus Plus is quick and includes step-by-step instructions. The process includes a pre-installation scan and doesn’t require a reboot before you’re up and running. The user interface is elegant and minimalistic. One of the noticable funtion of Bitdefender Antivirus Plus is the drag and drop modules function to perform actions directly from the main window.
1) Comodo Internet Security Plus 2013 Comodo Internet Security Plus from Comodo Group is the best among this list this antivirus frustrates the hacker community. In general, it has the ability to scan every firewall programs it can scan, filter, block and stealth ports, making it difficult for cyber criminals to access the private information on any personal computer. Since the Windows operating systems come with some form of firewall as part of the system, it’s up to users to determine if that is sufficient to the task of ultimate protection.
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